Use Health Benefits and FSA Funds to Your Advantage
Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. If Associated Hearing is a preferred provider with your insurance company, we will directly bill your insurance for payment. Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.
Protection PLUS: Loss and Accidental Damage Insurance
Audigy Group has partnered with ESCO to offer you ProtectionPLUS, insurance coverage for your hearing system. When you enroll in this program you will be covered for:
- Replacement of your hearing instruments if they are lost.
- Repair or replacement if your hearing instruments are accidentally damaged.
Definitions, Terms and Limitations
Accidental damage means unintentional physical damage sustained by your instruments. Gradual deterioration, normal wear and tear, and electronic failure are not covered by this policy. Your manufacturer’s warranty may cover these occurrences. See your AudigyCertified™ practice for more information.
If we repair your instruments, coverage will continue uninterrupted.
If we replace your instruments, we will notify you concerning new coverage for your replaced instruments.